ObamaCare will have an impact on
businesses. Large businesses will gain an edge over small businesses unless
there will be subsidy and that will add to our deficit. Small businesses will
suffer with several side effects:
·
They will work around from the requirements of
forced health care insurance by limiting the number of hours of an employee and
the number of employees.
·
Most of the new ventures are seeded from money
from their home equity loans. With falling home prices, they will have less new
businesses. The banks already have more restrictions in loaning money since
2007.
Most proposals on health care
delivery do not care about how to cut down costs, and how to make it fair and
practical. We need to know how to pay for it first, how much, and the
consequences to businesses and employment. My proposal and comments:
1. Basic
treatments for all.
Better coverage is paid by an individual. We should
encourage folks to work hard and there is no more free lunch. It is abnormal
for the poor to have free health care while the middle class do not enjoy the
same. The poor in Mass. receive free health care. I hesitate to go as I have to
pay after the insurance.
2. Fair
regulation for nursing home.
Those with low incomes and/or those without a house
most likely can receive free nursing home care, free drugs and free doctor
visits in most states such as Mass. Those in borderline qualify for the free
nursing home care by giving their houses to their children, hiding their
incomes and/or just quit working. They are lazy and not stupid.
The government should spend an agreed percentage of the GDP on public
health care. We can use the average percent from developed countries or let the
voters to decide. We cannot ignore other spending such as education or let the
budget unbalanced irresponsibly.
When we over spend on any entitlement, there needs to be a corresponding hike in taxes. Though with high taxes, it reduces the United States’ global competitiveness and leads to further unemployment.
When we over spend on any entitlement, there needs to be a corresponding hike in taxes. Though with high taxes, it reduces the United States’ global competitiveness and leads to further unemployment.
3. Prevention:
Voluntary and non-voluntary (via taxes) on smoking, fast food, soda, etc. It is
fair for the citizens to take care of their own health. You can select to live
recklessly in unhealthy life style, but the rest of us should not be burdened
with your bad habit. In his book The China Study, Dr. Campbell recommends a
whole foods, plant-based diet.
When we ban smoking totally, many hospitals ought to free up many resources. In addition, the second-hand smoke kills too. Why should we die for your bad behavior? The children of parents with drug problems have more chance of birth defeat and problems than the average.
When we ban smoking totally, many hospitals ought to free up many resources. In addition, the second-hand smoke kills too. Why should we die for your bad behavior? The children of parents with drug problems have more chance of birth defeat and problems than the average.
4. Limit
lawsuit award on malpractice.
Our health care cost is being jacked up partly due to the legal expenses.
Most do not realize these lawsuit awards will pass back to us. It is also the reason why the doctor would hesitate to care for us when we fall and lie on the street or why our clinical charges are so high?
Most do not realize these lawsuit awards will pass back to us. It is also the reason why the doctor would hesitate to care for us when we fall and lie on the street or why our clinical charges are so high?
5. State-of-the-art
treatments are less effective than prevention such as a low-dosage aspirin for
all over 50 years of age and the routine shots for babies / children.
6. Outsourcing
the expensive treatments to foreign countries and drug development / clinical
tests.
Our
costs are outrageously high. Try some Caribbean countries, Thailand and
Shanghai. The money we save pays for a free vacation, not mentioning the free
massage every day for the entire trip. Many Caribbean countries offer same
dentistry services at half the cost here.
This is a temporary solution until we solve our cost problem at home.
This is a temporary solution until we solve our cost problem at home.
7. Cut
down the expensive drug marketing (such as giving money / goodies to doctors).
Personally I know doctors receiving free golf trips to the most expensive golf courses for the entire family. They also got unlimited lobsters in medical conventions in Boston. Should doctors receive the 'lecture fees' giving phony lectures or sales pitches in return of recommending the drugs or prescribing to their patients?
Guess who ends up paying for all these goodies eventually?
Personally I know doctors receiving free golf trips to the most expensive golf courses for the entire family. They also got unlimited lobsters in medical conventions in Boston. Should doctors receive the 'lecture fees' giving phony lectures or sales pitches in return of recommending the drugs or prescribing to their patients?
Guess who ends up paying for all these goodies eventually?
8. Stop
the illegal aliens and foreigners from using our medical systems free.
Their employers or the patients should pay for their expenses. It is nice
to help the rest of the world, but we do not have money to do so now.
Emergency room is the most expensive delivery method and its usage has been abused.
Emergency room is the most expensive delivery method and its usage has been abused.
9. Before
we send soldiers abroad or explore space (both have some merits but the average
citizen does not benefit from these ventures), should we solve our home
problems such as health care first? Get our priority straight.
10. The
average last two years of one's life would be the most expensive health care cost.
Many do not want to live through pains and sufferings. Should we let them pass
away in peace if they want to?
11. Stem
cell research has proven to be promising.
We should not let our politicians dictate the policy
for religious reasons. The desperate will go to foreign countries to receive
the riskiest treatments anyway. Why let them know their risk and do the
treatments here in a better environment?
12. Stop
all the insurance and Medicare frauds. If you spend $10,000 on inspectors and
get back $1 million, it is a great investment. Whistle blowing is the most
efficient way to prosecute violators. Each successful prosecution warns
millions of potential violators.
13. Importing
foreign doctors and nurses is the worst we can do to a poor country even it
cuts cost for us.
These
foreigners are seeking a better economic life for themselves, but forget their
original purpose of seeking these noble professions. Why we send aids to these
poor countries and steal their medical resources?
Here is our cost comparison to developed countries.
Here is our cost comparison to developed countries.
Afterthoughts
Finally we have a national health
care system. Give it a chance to succeed. Have to give credit to Obama to start
ObamaCare in a recession.
A book on health is worth my
recommendation: China Study. It recommends us to eat more fruits and
vegetables.
Roughly we spend double the
average developed country on health care per capita but our health care system
is rated as average.
A joke on outsourcing our medical delivery to China
The hurting patient pleaded
painfully to the outsourced doctor to get him someone who could speak English.
The doctor said, “If I not English, what language I talking?
It is the same that I can speak
Mandarin (or English), but most cannot understand me.
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